Terms & Conditions:

Terms and Conditions for A2P 10DLC Messaging Services

Provided by the loan officer of the company

About LO Name:

Jimmy Alam of is a dedicated mortgage loan officer and lender with extensive experience in the industry. Employed by the company, a reputable firm in the mortgage lending sector.

Jimmy Alam NMLS (Nationwide Multistate Licensing System & Registry) number is 1647915 DRE 01768071 can be verified for authenticity and compliance at https://www.nmlsconsumeraccess.org/

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1. Introduction

- These terms and conditions govern the use of A2P 10DLC messaging services provided by the company, a loan officer with us.

2. Compliance with Regulations

- All messaging services comply with relevant laws and regulations, including the Telephone Consumer Protection Act (TCPA) and Carrier Compliance Guidelines for A2P 10DLC messaging.

3. Message Content

- Messages will contain information related to loan offers, financial advice, and updates pertinent to the services offered by us.

- No prohibited content as per carrier guidelines, such as spam, fraudulent content, or adult content, will be sent.

- These messages may contain loan information and loan arrangement content. Please note that we are a first-party loan originator whose employment can be verified at ttps://www.nmlsconsumeraccess.org.

4. Opt-In Requirement

- Recipients must have explicitly opted in to receive messages. Opt-in can be through a written agreement, electronic acceptance, or other verifiable means including Meta & TikTok Ad Forms.

5. Opt-Out Mechanism

- Recipients can opt out of receiving messages at any time by replying “STOP” or through other specified channels.

6. Frequency of Messages

- The expected frequency of messages will be communicated to the recipients during the opt-in process.

7. Privacy and Data Security

- Personal information of recipients will be handled and protected in accordance with applicable privacy laws and regulations.

- Recipients’ data will not be shared with third parties without consent.

- Non-Disclosure of Information: Recipient information, including personal and contact details, will not be shared or sold to any third party for marketing or other purposes.

8. Liability and Indemnification -

We are not liable for any damages arising from the use of the messaging service, except as required by law.

- Recipients agree to indemnify us against any claims arising from their use of the service.

9. Changes to Terms and Conditions

- These terms and conditions may be updated periodically. Continued use of the messaging service after such changes constitutes acceptance of the new terms.

10. Governing Law

- These terms and conditions are governed by the laws of the jurisdiction in which we operate.

11. Contact Information

- For any questions or concerns regarding these terms and conditions, recipients can contact us at the company email.

Campaign Overview:

Key Features of the Campaign:

Appointment Confirmations and Links:

Clients will receive timely confirmations of their appointments, along with any necessary links for virtual meetings or additional information.

Account Information:

Essential details related to clients' accounts, including updates and notifications, will be communicated to ensure they are always informed about their account status.

Product Information:

Information about various mortgage products, rates, and services offered by us will be provided, helping clients make informed decisions.

Marketing Messages:

Periodic marketing communications will be sent to inform clients about new offers, services, or products that may be of interest to them.

Help Requests:

Clients can initiate requests for assistance or support, and responses will be provided to address their queries or concerns.

Webchat Widget Responses:

Responses to inquiries made through the webchat widget on the company’s website will be sent, ensuring a seamless online customer service experience.

Opt-In and Opt-Out Confirmations:

Clients will receive confirmations when they opt in or opt out of the messaging service, maintaining transparency and control over their communication preferences.

Lending and Loan Arrangement Communication:

Crucial information regarding loan arrangements, including application status, required documentation, and other relevant details, will be communicated to assist clients throughout the lending process.